Flexible payments

Select pay later at checkout, a convenient alternative to traditional credit options.

Enable pay later for your customers

Choose our pay later option to attract more customers. Customers select a repayment date based on their credit score, which the shop must approve. Shops then receive customer details and earn interest for each payment, replacing outdated credit practices that lack guarantees.

How it works

Customer adds items to cart and selects a period between 30, 14, or 7 days based on their credit score.

Select period

Await payment

Our system automatically collects the payment on the selected date from the customer’s wallet.

If a user’s lacks sufficient funds, they are blocked from Pay Later and fined until the payment is made.

Overdue payment

Can’t pay? Select Pay later at checkout

If you're low on funds or forgot to top up your balance, you can easily choose Pay Later at checkout, provided the shop has enabled the feature. Your repayment period is based on your credit score, and we'll send reminders to help you stay on top of your payment dates.