Cash leaves no trace. There’s no record of your income, spending, your sales or how many customers you have. So while cash might feel safe and familiar, it’s actually one of the biggest barriers to your progress.

Low financial literacy limits budgeting and access to services for low-income earners. Fintech platforms like Blipply offer tools to track income, control spending, and boost financial knowledge.

Digital payments improve safety for informal merchants by lowering cash risks, securing transactions, and providing a clear sales record. Learn how Blipply safeguards earnings and enhances financial stability.

Female entrepreneurs drive Africa’s informal economy but struggle with cash-based challenges. Platforms like Blipply empower them with safer, accessible tools to grow businesses and advance gender equality.

How switching from cash and card payments to digital payments offers environmental benefits. Research shows how digital payments can reduce carbon emissions and resource use.

In Africa’s informal economy, cash dependency limits financial history and access to loans. Blipply bridges the gap by helping users become financially included through shopping.

How tailored incentives can drive sustainable behaviour change in Africa’s informal economy: a pathway to digital payments and, in the long term, financial and digital inclusion.

Aid organisations can boost inclusion in informal economies by teaming with platforms and banks. The partnerships improve aid delivery, track outcomes, and expand digital financial access.

In the digital economy, financial and digital inclusion is essential for economic growth and stability. However, being financially included requires more than just a digital wallet or a bank account.

Why zero transaction fees for mobile money transactions are essential for driving digital payment growth and enabling financial and digital inclusion in Africa’s informal economy.