Improve your score

Our AI builds your credit score, unlocking better pay-later terms and repayment options.

We make every transaction count

We track payments, transfers, and sales to build your AI driven credit score. Your score determine Pay Later terms and repayment dates. A strong credit score builds trust with banks and lenders, unlocking better terms, lower rates to pave the way for more financial freedom.

What are the credit score levels?

We offer six credit score levels: New, Good, Great, Elite, Fair, and Poor. Users at all levels can choose between 30, 14, and 7-day repayment periods for Pay later. Fair users are limited to a 7-day period, and Poor users do not have access to Pay Later.